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5 Money Management Essentials for Freelancers

Managing your finances is probably the least glamorous part of being a freelancer — but it’s also critical to your success. Here are some essential first steps.

New 1099 Deadlines and Penalties for 2016

1099 Tax Time is coming. And this year, it’s going to be shorter, more intense, and more costly than ever before. That’s due to two key changes that come into play for Tax Year 2016.

Manage All Your Clients with the new Accountant Dashboard

New "Accountant" Role and Dashboard lets you manage multiple clients easily.

Pull 1099 Vendor Information from QuickBooks Online

Payable now integrates with QuickBooks Online to pull 1099 vendor information. Perfect for starting quickly and getting 1099s taken care of come year-end!

Use Spreadsheets to Get Started Quickly in Payable

New CSV Imports for Teams and their Work make it fast and easy onboard and pay dozens or hundreds of contractors.

Where to Start a Fitness or Personal Training Business

It’s a great time to turn your fitness passion into a your next profession. Here are 20 cities that provide the best environments for fitness entrepreneurs.

A Short Guide to a Making Your Passion Your Paycheck

These four steps can help you to narrow in on your mission, aspirations, and target income to realize a fulfilling future turning what you love into a viable business.

Best Cities to Start a Tutoring or Education Consulting Business

For the tutor just starting out or the small education business looking to grow, building the right practice and network remains incredibly difficult. Payable sought to help “edu-preneurs” compare which cities provide the most cost-effective environments for starting or growing your business. In addition, with remote, web-based tutoring on the rise, this list can also help professionals determine which markets offer the highest salaries and rates.

5 Essential Tools for Hiring and Managing Tutors

While there’s never been an easier time to start a tutoring business, it remains difficult to scale. A suite of tools have cropped up that seamlessly meet the needs of growing tutoring companies. Let’s take a look at these 5 essential tools and how they’ll improve your business.

Independent Contractor vs Employee

An Independent Contractor Misclassification Checklist

Introducing the Payable API

At Payable, we’re experts in on-boarding, compliance and payments for independent contractors. Today, we’re excited to release the Payable API, allowing you to leverage our expertise while minimizing your engineering and operations effort to pay contractors and remain compliant.

Payable Releases Multi-factor Authentication

We bake top-notch security into everything we build and do at Payable. Which is why we recently released multi-factor authentication to further protect your Payable account and keep your data even safer.

4 Tips for Making Money Freelancing Online

By taking advantage of online platforms, you can grow authority as an independent contractor without pounding the pavement. Follow these four tips, and clients and customers will start coming to you.

4 Steps for Financial Success as an Independent Contractor

Here are four financial must-dos to ensure you earn as much as you can as an independent contractor!

Top Ten 1099 Tax Deductions

Navigating 1099 taxes is no easy task! When you earn money as an independent contractor, you are taxed as a “business-of-one” in the eyes of the IRS. Just like a company automatically withholds taxes from employees’ paychecks, you need to withhold for your own taxes.

What Independent Contractors Want from Their Clients

Contractors are, as Rick Martinez summarized, “more than an email address.” They’re business people who juggle multiple projects and value both independence and collaboration. With these thoughts in mind, here are some more “do’s” to working with independent contractors.

Payable and Honest Dollar Help Contractors Put Retirement Savings on Autopilot

Now contractors can access retirement savings with the same ease and regularity as employer-sponsored retirement plans -- at a fraction of the cost and with no hidden fees.

3 Rituals for Freelancers to Boost Productivity

Most freelancers go out on their own for the freedom and independence that accompanies running a business. You choose your projects, set your rates, and pick your working hours. But the lack of structure and new levels of responsibility can lead you to confusion and disarray rather than empowerment.

3 Reasons to Get Health Insurance Through Stride Instead of Healthcare.gov

If you are thinking about joining Stride, you may have one big question: What exactly do we do? And how is that different than healthcare.gov?

How to Save for Retirement as a Freelancer

The biggest barrier to our contributions is not limited income or higher taxes — it’s a lack of clarity around the options. We’re making it easy for you. Here’s everything you need to know to jumpstart your retirement savings.

4 Types of Insurance Freelancers Should Consider

One of the biggest challenges of freelancing is insurance — even beyond health insurance, we still need to cover the essentials: life insurance, disability insurance, liability insurance, and renters insurance. With that in mind, we dove into four types of insurance that keep you covered in the worst of times.

5 Tips for Paying Contractors in a Marketplace

By streamlining the arduous payment process, you will inevitably retain the freelancers you work with. Here are five tips for paying contractors that will lead to easy, secure payments for your 1099 workforce.

How to Grow and Manage Your Freelance Workforce

Here’s the gist on growing, retaining, and managing your freelancers in 2016.

5 Business Tips from a Year Freelancing

Here are five practical tips I gained from a year of negotiating, invoicing, accounting, and managing my income as an independent contractor.

5 Reflections on My First Year as a Freelancer

Freelancing is like learning a new language. Fluency requires years of practice and always includes awkward encounters and miscommunications. As soon as I think I have reached a new level of competency, I’m challenged by a deeper conversation.

5 Tools for Communicating with Remote Freelancers

Communicating with remote freelancers can lead to missed phone calls and a full email inbox. With a long list of digital communication tools at your fingertips, there’s an easier way to crack through physical distance. Here are the best applications to collaborate with your freelancers from afar:

Payable Partners with Stripe to Help Connect Marketplaces with 1099 Taxes

Starting this month, hundreds of Stripe Connect marketplace platforms (like Handy and Postmates) will have the ability to seamlessly integrate their payments data with Payable’s new 1099 tax service.

6 Tips for Nonprofits Working with Contractors and Freelancers

Independent contractors offer something that you can’t find inside your organization: an outside perspective. With specialized skills and fresh eyes, freelancers can transform your brightest ideas into amazing projects.

8 Tips for Independent Contractors Working with a New Company

Unlike a job interview process for a new employee, independent contractors take on new companies all the time, but that doesn’t make the process any easier. Integrating some simple strategies can strengthen your onboarding game and save you time in the long-run.

What is an Independent Contractor Agreement?

The most effective contracts protect you, but they also serve your clients. Independent contractor agreements explicitly state the boundaries of your work, as well as your exclusion from employee benefits, preventing legal issues for both parties.

Payable Teams Up with Stride Health to Help Contractors Find Affordable Health Insurance

71 percent of uninsured workers are self-employed or work in small firms. Payable and Stride Health are closing this gap by helping independent workers get affordable medical coverage.

How to Afford Health Insurance with Irregular Income

We’re here to make the health insurance process palatable, maybe even somewhat enjoyable, for those of you with irregular freelance income.

Best Cities for Freelance Web and Software Developers

Web and software developers report high rates of self-employment, which is why Payable wanted to help web and software developers compare which cities provide the biggest bang for their buck if they were to freelance.

A Quick Guide: Best Practices for Hiring Freelancers

Because freelancers defy standard hiring practices, many companies don’t know how to get started. We made it easy, paring the process down to the essentials. Here is your quick guide to finding, selecting, and onboarding freelancers...

Freelance Invoices: Who Should Pay to Pay?

The more that I focused on making money, the more apparent it became that I needed to pay to be paid. Here’s how the most popular payment processes cut into your freelance income...

What Is a 1099 Independent Contractor?

A lot of labels both new and old are used to describe nontraditional and contingent work. To make things even more confusing, the labels workers use to describe themselves are inconsistent. Let’s look at what each label means and the key differences among them.

6 Tips for Invoices That Work

In order to get paid, you have to invoice first — but does the process have to be so painful? We cover six tips for making invoices that get you paid!

What Is a 1099?

What is a 1099 form and how does it relate to paying taxes as an independent contractor?

How to Pay Your Contractors and Invoice Clients in 5 Steps

In this post, we’ll walk you through 5 steps for how to track work for a particular customer or project and create invoices to pay your subcontractors and for your own contracting work.

How to Use Your 1099 Form to Calculate Self-Employment Taxes

You’ve received a 1099 form from a company you have done work for. What does this mean for your taxes? Here’s a rundown of the forms you’ll need to calculate, report, and file your self-employment taxes along with some common questions.

Tools for the Future of Work: Best Time Tracking and Invoicing Tools

A crop of new tools have emerged to make it easier than ever to manage your own business (whether you’re a business-of-one or a 20-person-plus operation). In this post, we do an in-depth comparison of the best tools available.

Tools for the Future of Work: What Is a Freelancer Management System?

The way we work is fundamentally changing: from how we find jobs, to tracking work, and getting paid. In this post we'll explore freelancer management systems and how they plug in to the future of work.

Payable’s New Invoicing Feature Aims to Help 1099 Workers Qualify for Loans

Payable’s payments platform auto-creates printable invoices to help self-employed workers qualify for loans, mortgages, and easily provide proof-of-earnings.

Which Industries Have the Most 1099 Workers? (Infographic)

40 percent of Americans are not working full-time, 9-5 jobs. Whether part-time, hourly, or self-employed, the independent workforce (or gig economy, as it’s often called) is growing faster than the entire workforce.

How To Calculate and Pay Quarterly Estimated Taxes

Quarterly taxes are paid four times a year by people who are self-employed or earn independent income, also known as 1099 income. When you freelance or become a contractor, you’re essentially becoming a business-of-one.

Tiempo Is Now Payable

Today, we’re continuing in our mission to empower independent contractors and the companies they work with as Payable, our new brand.

5 Ways Payable Helps You Manage and Pay Independent Contractors

Today, we’re continuing in our mission to empower independent contractors and the companies they work with as Payable, our new brand.

3 Non-Obvious Tips for Your YC Application

It’s that time of year again. Y-Combinator applications are due at the end of the week. If you’re reading this, you’re likely applying. That’s great! You absolutely should. Tons of upside. And...well...I can’t think of any downside.

Use Payable for Your Other Gigs

So, you’ve been invited to Payable by one of the companies you work for. That’s awesome! You’re about to enter a world of streamlined payments for the work you do.

Upload Photos in Tiempo

It's often said that a picture is worth a thousand words. When it comes to your work, it's worth even more. It's proof of a job well done. That’s why we’ve added it to Payable...

How to Pay Independent Contractors

Congratulations! You’ve brought contractors into your growing company. You’ve collected the W-9s. Now, the work is finally happening. That new blog post gets written. The website gets redone...

Y-Combinator, a Two-Year-Old, and a Pregnant Wife

April 2014 was a momentous month. My wife became pregnant with our second child. On top of that, my startup, Tiempo, was accepted into Y-Combinator (YC S14). I was excited and terrified...

How Minimum Is Viable?

Since its launch in 2011, The Lean Startup has been one of the most talked about books in business circles. And, no concept in that book has caused fiercer debate than the “Minimum Viable Product” (MVP).

How We Got This Freelancer Paid...in Under an Hour

It turns out that it takes the typical freelancer 60 days to get paid. That’s a real problem. Time that could be billable gets wasted chasing down checks. This lost revenue and cash flow puts the freelancer’s business at risk. But, what if it didn’t take 60 days to get paid? What if it didn’t even take 60 minutes? - See more at: http://payable.com/blog/posts#sthash.xNp6m4n8.dpuf

The Surprising Power of a Thumbs Up

When it comes to the work we do, a thumbs up (or any sort of acknowledgment) is a rarity. That’s a shame. And not just for touchy-feely reasons. It turns out that simple acknowledgment can have a disproportionate impact on motivation.

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